Banking Law
Law Office Begova provides a broad range of legal advice and assistance in various aspects of banking law. Our services include:

• Advice on regulatory issues
We advise and assist our clients on all aspects related to the establishing and licensing of banks inMacedonia. We provide advice to banks on various regulatory issues, pertaining to both business conduct and prudence. We assist our clients in communications with theMacedonian National Bank on regulatory matters and licensing/permit issues.
• Advice on bank transactions
We advise banks on the full range of bank and financial transactions, instruments, structures and techniques. Our expertise is mainly focused on:

• Drafting/advising on facility documentation, including establishment of appropriate charges and assistance in the enforcement of secured interest
• Advising on the execution of syndicated loan agreements
• Advising on the execution and regulatory requirements applicable to subordinated loan agreements and debt/equity (hybrid) instruments
• Advise on restructuring of banks' receivables
• Leasing
• Factoring
• Bank guarantees
• Letters of credit

• Legal due diligence, M&A and corporate restructuring of banks
We perform full or limited scope due diligence reviews of banks and loan portfolios and assist banks and other institutions in the implementation of M&A and corporate restructuring projects